Beta
Renting Disney Vacation Club points is the most affordable way to stay at a Deluxe Disney resort. DVC owners rent unused points to non-members at $15-22 per point, saving renters 40-60% compared to Disney's rack rates. This guide walks you through everything you need to know.
Last updated: March 31, 2026
DVC (Disney Vacation Club) is Disney's timeshare system. Members own annual points redeemable at 17 Deluxe resort villas. When members have points they can't use, they rent them to anyone at $15-22 per point. A studio at the Polynesian that costs $650/night through Disney costs about $323/night through a DVC rental. You get the same room, the same amenities, and a real Disney confirmation number.
Disney Vacation Club (DVC) is Disney's official timeshare program, launched in 1991. Members purchase a real estate interest at a specific DVC resort (their “home resort”) and receive an annual allotment of vacation points.
DVC resorts are located within Disney's Deluxe resort tier: Grand Floridian, Polynesian, Beach Club, BoardWalk, Riviera, Bay Lake Tower, Animal Kingdom Lodge, Saratoga Springs, Old Key West, Wilderness Lodge (Boulder Ridge and Copper Creek), plus Aulani in Hawaii, Hilton Head, Vero Beach, and Disneyland Resort locations.
Each year, members receive their annual point allotment. Points that aren't used can be “banked” into the next year, but eventually they expire. Rather than letting points go to waste, many owners rent them to non-members, which is fully permitted under DVC's membership terms.
Start by deciding which DVC resort you want to stay at and when. There are 17 DVC resorts, primarily at Walt Disney World, plus locations at Disneyland, Hawaii, Hilton Head, and Vero Beach. DVC resorts are within Disney's Deluxe resort category, so you're getting a premium experience.
Tip: Value season (January, September) offers the lowest point requirements and the best deals. Avoid holiday weeks unless you book very early.
Browse available listings on a DVC rental marketplace. Each listing shows the resort, room type, check-in/check-out dates, points required, and price per point. The total cost is calculated by multiplying points by per-point price, plus any service fees.
Tip: Compare the total cost (including fees) to Disney's rack rate for the same room. You should see savings of 40-60%.
On platforms with buyer protection, you'll verify your identity before booking. This protects both you and the owner. You'll sign a rental agreement, enter your guest names, and submit payment. Your payment is held securely through Booking Protection until after check-in.
Tip: Read the cancellation policy before paying. On Sleep Around Points, you get a full refund if you cancel within 24 hours (and check-in is 14+ days away).
After you pay, the owner has 24 hours to confirm the booking and make the reservation through Disney's system. They submit proof of the Disney confirmation. If the owner doesn't confirm within 24 hours, your payment is automatically refunded.
Tip: You'll receive email updates at each step: booking submitted, owner confirmed, and reservation ready.
Once the owner submits the Disney confirmation, you'll receive your confirmation number. Use this to check in at the resort front desk, link your reservation in My Disney Experience, and manage dining reservations. You're a regular Disney resort guest.
Tip: Link your reservation to My Disney Experience as soon as you get the confirmation number to make dining reservations and set up your MagicBand.
The cost depends on three factors: points required (set by Disney based on resort, room type, and season), price per point (set by the owner or broker), and marketplace fees.
Points per night
14
Deluxe Studio, Sept
Price per point
$18
Market average
Rental cost
$1,764
14 x $18 x 7 nights
Total with 7% fee
$1,887
vs. $3,325 rack rate
You save $1,438 (43% off) compared to booking directly through Disney.
| Service | Type | Total Fee |
|---|---|---|
| Sleep Around Points | Peer-to-peer | 11% |
| David's DVC Rentals | Broker | ~15-20% |
| DVC Rental Store | Broker | ~15-18% |
Fee estimates based on publicly available pricing as of March 2026.
DVC point rentals are safe when you use a reputable service with proper protections. Here is what to look for.
For most families who want to stay at a Deluxe Disney resort, renting DVC points is the single best way to save money. The savings are real: 40-60% off rack rates for the same rooms, pools, and monorail access.
The trade-offs are worth understanding. DVC rentals generally have stricter cancellation policies than standard hotel bookings. Room requests are not guaranteed. And availability depends on what owners list, so you may not find your exact dates at your preferred resort.
If you know your travel dates, can book 7-11 months ahead, and want the Deluxe resort experience without the Deluxe price, renting DVC points is one of the smartest moves you can make for your Disney vacation.
See real DVC point listings from verified owners with the lowest fees in the industry.
Browse StaysNo account required to browse.
DVC (Disney Vacation Club) points are a vacation currency owned by Disney timeshare members. Each DVC member receives an annual allotment of points that can be redeemed for stays at 17 Disney resort villas. When members have points they won't use before they expire, they can rent them to non-members through a rental marketplace. The renter pays $15-22 per point, the owner books the Disney reservation in the renter's name, and the renter checks in at the resort like any other guest.
DVC points rent for $15-22 per point in 2026, depending on the marketplace and demand. The total cost depends on the resort, room type, season, and length of stay. For example, a 7-night studio stay at Disney's Riviera Resort in September costs about 98 points (14 per night), which at $18 per point totals $1,764 plus a 7% service fee ($123), for $1,887 total. The same room at Disney rack rates would cost approximately $3,325.
Renting DVC points is worth it if you want to stay at a Deluxe Disney resort for significantly less than the regular price. Renters typically save 40-60% compared to booking the same room directly through Disney. The trade-off is less flexibility: DVC rentals are generally non-refundable (policies vary by marketplace) and room requests are not guaranteed. For families who know their travel dates, it is one of the best value strategies for a Disney vacation.
A DVC broker (like David's Vacation Club Rentals) acts as a middleman: they buy points from owners at a fixed rate and resell them to renters at a markup, typically charging the renter $21-25 per point. A peer-to-peer marketplace (like Sleep Around Points) connects owners and renters directly. Owners set their own prices ($12-45 per point), and the platform charges a transparent fee (7% to renters, 4% to owners, 11% total). Peer-to-peer marketplaces generally offer lower prices because there is no broker markup.
For the best selection, book your DVC rental 7-11 months before your check-in date. DVC owners can book their home resort 11 months in advance and any resort 7 months in advance. Popular resorts and dates (Christmas, spring break, summer at the Polynesian or Grand Floridian) sell out quickly. Value season stays (January, September) have more availability closer to the travel date.
Cancellation policies vary by marketplace. On Sleep Around Points, a tiered refund policy applies: full refund within 24 hours of booking (if 14+ days from check-in), partial refund 14-30+ days before check-in, and non-refundable within 14 days of check-in. Some broker services are strictly non-refundable. Always review the cancellation policy before booking.
No. Anyone can rent DVC points regardless of whether they are a DVC member. The owner (who is a member) books the reservation in your name through Disney's system. You receive a Disney confirmation number and check in at the resort just like any other hotel guest.